Terms of Service
These Terms of Service govern your use of norinthavelus's financial planning subscription service. By using our services, you agree to these terms.
August 13, 2025
Acceptance of Terms
By accessing and using our website and services, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.
Your continued use of our services constitutes ongoing acceptance of any updates to these terms.
Service Description
norinthavelus provides monthly financial planning subscription services to Australian residents. Our services include:
- Monthly financial planning consultations and guidance
- Personalised financial strategy development and reviews
- Ongoing support and plan adjustments as circumstances change
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and complete information about your financial situation
- Maintain the confidentiality of your account information
- Use our services only for lawful purposes and in accordance with these terms
- Pay all fees and charges as specified in your subscription agreement
- Notify us promptly of any changes to your contact or financial information
Prohibited Uses
You may not use our services for:
- Any unlawful purpose or to solicit others to perform unlawful acts
- Violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- Infringing upon or violating our intellectual property rights or the intellectual property rights of others
- Harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating
- Submitting false or misleading information or engaging in fraudulent activities
Intellectual Property Rights
The service and its original content, features, and functionality are and will remain the exclusive property of norinthavelus and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without our prior written consent.
Content Usage
You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information or services obtained from our website without our express written permission.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.
View Privacy Policy Privacy Policy
Payment Terms
Our monthly subscription service is billed in advance. By subscribing, you agree to the following payment terms:
- Monthly fees of $250 are due at the beginning of each billing cycle
- Payment must be made by valid credit card or direct debit arrangement
- Subscription can be cancelled with 30 days written notice
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall norinthavelus be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages arising out of or in connection with your use of our services.
Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Initial Resolution
We encourage you to first contact us directly to seek resolution of any disputes. Most concerns can be resolved quickly and to your satisfaction by contacting our support team.
For unresolved disputes, Australian consumer law and dispute resolution procedures will apply.
Australian Financial Complaints Authority
If you are not satisfied with our response, you may lodge a complaint with the Australian Financial Complaints Authority (AFCA).
AFCA Website: Visit afca.org.au for more information about the complaint process.
Governing Law
These Terms shall be interpreted and governed by the laws of Australia, without regard to conflict of law provisions.
Termination
We may terminate or suspend your account and access to our services immediately, without prior notice, if you breach these Terms of Service or for any other reason at our sole discretion.
Upon termination, your right to use our services will cease immediately, though certain provisions of these terms will survive termination.
Changes to Terms
We reserve the right to modify these terms at any time. If we make material changes, we will notify you by email or by posting a notice on our website prior to the change becoming effective.
Your continued use of our services after such modifications constitute acceptance of the updated terms.
Contact Information
If you have any questions about these Terms of Service, please contact us: